American Needs a Medical School Application Loan Program Essay

American Needs a Medical School Application Loan Program For more than a year, a large part of my time has been spent applying to medical schools. I have dedicated much energy to prepare for and take the Medical College Admissions Test (MCAT), obtain multiple letters of recommendation from my professors, interview for a health professions committee letter of recommendation from my university, complete and submit the applications, and interview at various medical schools. Although this process proved to be a positive experience, the extraordinary cost of applying to medical schools poses a danger of limiting individuals with limited financial resources. Moreover, the lack of scholarship or loan programs to assist students with the application process further contributes to this danger. One of the first hurdles of applying to medical school is the MCAT. Although many students prepare for this exam on their own, a large portion of students choose to take preparatory classes offered by various private test preparation companies. These courses, which often cost in excess of $1000, teach students not only the basic concepts covered on the MCAT, but also helpful test-taking techniques unique to the MCAT. Thus, these preparatory classes may provide students with helpful advice and knowledge unavailable to those who cannot afford the classes. I attribute much of my success on the MCAT to these helpful hints; furthermore, many of my fellow pre-medical colleagues, who were unable to take the preparatory classes because of financial constraints, scored poorly on the exam. Hence, I believe MCAT preparation courses significantly increase one's probability of performing well on the MCAT, and, since these courses are out of reach for many... ...expenses should not impede a student's desire to apply to medical school and achieve his or her goal of becoming a physician. Although AMCAS and some medical schools have attempted to alleviate this problem by providing fee waivers or reductions, these efforts fall short of solving the problem of financial impedance to medical applicants. Many students from moderate income families cannot receive these fee waivers; moreover, their families cannot provide the $2000 to $3000 necessary to apply to medical school. Thus, I believe that the Department of Education, in conjunction with private loan companies, should provide low interest, medical school application loan programs. Through these loan programs, qualified students who lack necessary application funds, may rightfully apply to medical schools without facing the exuberant and potentially limiting application fees.